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Data Protection Notice - Use of Customer Information The information that you provide to us will be disclosed to an approved finance lender for the purpose of considering this credit application. The finance lender may use this information for marketing (by post, telephone, or email) subject to the conditions of the Data Protection Act. If you do not wish these details to be used for marketing please inform the finance lender in writing. Ness Motors will not pass your details onto another person or organisation apart from approved finance lenders for considering a credit application. The finance lender may use a process known as credit scoring. Declines based on this automated technique can be reviewed manually on request. The finance lender may use this information to carry out searches with credit reference agencies (CRAs). A record of this search will be kept and may be used by other lenders in assessing applications from you for credit in the future. Any information already held about you by the CRAs may already be linked to records relating to one or more of your partners. In this case, this application may be treated as financially linked and assessed with reference to any 'associated records'. For joint applications a new 'association' may be created at the CRAs (except for Ltd Companies & Partnerships) which will link your financial records. If this is a joint application, you must be entitled to disclose information about your co-applicant and/or anyone else referred to by you, and to authorise the finance lender to search and/or record information at CRAs about both of you. When an application is received from a business, information may be sought from CRAs on the company directors and/or partners as individuals. The finance lender will check the details with fraud prevention agencies and if false or misleading information is given on the application and fraud is suspected, this will be recorded. Other lenders will check this information to help prevent fraud.
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